Cold Lake real estate and homes for sale in Alberta, residential, rural, military relocation - Kathy Pilon, REALTORS® Kathy Pilon REALTORS(r) for Cold Lake, Alberta real estate, residential, rural, military relocation - NUMBER1EXPERTS™ Kathy Pilon NUMBER1EXPERTS(tm) for Cold Lake, Alberta real estate, residential, rural, military relocation
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Kathy Pilon, REALTORŪ, real estate agents and broker for Cold Lake Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out what sets us apart! Call us: (780)594-6788 or (866)812-7377


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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Resources: Cold Lake Alberta home buying, real estate listings, and homes for sale in  Alberta, Canada
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Special Offers: Special offers for Cold Lake homeowners from Kathy Pilon, top Realtors
Affiliates: Kathy Pilon's real estate web site affiliates
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Cold Lake Alberta mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Alberta or buy your own Cold Lake house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Cold Lake mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Alberta real estate
Ask Anything: Ask Kathy Pilon anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Kathy Pilon's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Kathy Pilon's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Cold Lake property in Alberta, including legal terms definitions, and more
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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

See All Tips In The "Insurance" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the mysterious American island whose private owners are intent on preserving the ways of early island life?

A 
The Robinson Family, owners of Niihau, Hawaii, have done everything in their power to preserve traditional ways.
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Kathy Pilon, REALTORŪ, real estate agents and broker for Cold Lake Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathy Pilon, Broker
Realty Executives Cold Lake

Box 2069, 5308 50th Avenue
Cold Lake, Alberta
Canada T9M 1P5
780-594-6788 office
780-594-6556 fax
866-812-7377 toll free
realtyexecutives@worldpost.ca

Kathy recently became a broker and has opened her own real estate franchise with Realty Executives Cold Lake. Prior to this she has been a 100% Club Realtor with RE/MAX since 1992.

She is on the forefront of change both in terms of her technological expertise and her excellent customer service skills.

Servicing the largest Air Base in Canada, Kathy is very adept at handling relocations. No one will work harder to make your move as smooth as possible!

MLSREALTOR


Kathy Pilon, REALTORŪ, real estate agents and broker for Cold Lake Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

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