Cold Lake real estate and homes for sale in Alberta, residential, rural, military relocation - Kathy Pilon, REALTORS® Kathy Pilon REALTORS(r) for Cold Lake, Alberta real estate, residential, rural, military relocation - NUMBER1EXPERTS™ Kathy Pilon NUMBER1EXPERTS(tm) for Cold Lake, Alberta real estate, residential, rural, military relocation
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Kathy Pilon, REALTORŪ, real estate agents and broker for Cold Lake Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out what sets us apart! Call us: (780)594-6788 or (866)812-7377


Request Our Free Relocation Package!
Moving your family to another town or province is a major event in your life! We have helped many families and individuals relocate!
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"Truly run with client care..."
"Nice to see a business that is truly run with client care and to see a staff with great people skills."
"A. & W. Fransky
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Kathy Pilon are some of The Top Selling Real Estate Experts™
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Mortgage Prequalification: Cold Lake Alberta home buying, real estate listings, and homes for sale in  Alberta, Canada
Welcome > For Buyers > House Hunting Trip ...

Cold Lake Financial Institutions
CIBC
Lakeland Credit Union
ATB Financial
TD Canada Trust
Scotia Bank 


Do you want to use your RRSP's for a down payment? Here's how...
Canada Revenue Agency 

Home Buyers' Plan (HBP) 

Mortgage Loan Insurance
CMHC SCHL
GE Mortgage Insurance Canada
The Home You can Afford
Your Monthly Mortgage Payments
Working Out Your Other Costs
Mortgage Loan Insurance 

Industry Guide to CMHC Mortgage Loan Insurance
A quick reference of CMHC's Mortgage Loan Insurance products, using the emili underwriting system. 

To help you estimate the maximum amount of mortgage you can afford, and your monthly payments. 

FINDING DOWN PAYMENTS JUST GOT EASIER...
 

Click here to get the lowest mortgage rates in Canada.


CanadaMortgage.com      Today's Mortgage Rates

Tools and Calculators:

Amortization   Calculate and print off an amortization payment schedule for input mortgage terms.

Finance Your Purchase  Calculate and test mortgage financing options for your property purchase. High Ratio mortgages (less than 25% down payment) usually incur an insurance fee.

Mortgage Manager  Use this calculator for decisions to early renew, blend, or wrap a 2nd mortgage.

Schedule  Calculate and print off an amortization payment schedule for input mortgage terms.

Investment Planner  Use this calculator to test retirement options .... annual contributions vs. end of plan savings.

Buy Down  Compare an interest rate buydown with a Price Reduction. View the effect on housing affordability.

Affordability  A fast and easy tool to find out how much home you can afford. Change interest rates, fees, and income to test options.

Affordability Chart  Mouse over or click the Mortgage Amount to see applicable Monthly Payment and CMHC Insurance Fee for high-ratio mortgage.

Rent VS Own  Use this calculator to compare options for renting or buying a home. Shows the Break-Even annual increase in a home value.

Differential  Compare mortgages of different rates.

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Pricing >Competitive Pricing

You have seen it all over the years--interest rates rise and fall, sales prices escalate and decline. No matter what phase the market is in, it is always important to price your home in your area competitively. How can you price your home with confidence?

The first step is to contact a professional real estate agent for a comparative market analysis. The agent will look at recent sales of comparable homes in your area and give you information about other properties that are currently on the market. By comparing the size, location and condition of your home to the competition, your agent can help you determine how much to ask for your home. Even in an active market, an inflated price may frighten prospective buyers away. A house that is over-priced can take additional weeks or months to sell, and the final sale price may even be lower than if the sellers had started out more realistically. The price is based on market conditions, comparable sales, and your agents years of experience in the marketplace.

See All Tips In The "Pricing" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What building has the largest windows in the world?

A 
The Palace of Industry and Technology in Paris, France has three matching windows, each 715 feet high and 164 feet wide and comprised of multiple panes of glass.
See More Real Estate Trivia >



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Kathy Pilon, REALTORŪ, real estate agents and broker for Cold Lake Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathy Pilon, Broker
Realty Executives Cold Lake

Box 2069, 5308 50th Avenue
Cold Lake, Alberta
Canada T9M 1P5
780-594-6788 office
780-594-6556 fax
866-812-7377 toll free
realtyexecutives@worldpost.ca

Kathy recently became a broker and has opened her own real estate franchise with Realty Executives Cold Lake. Prior to this she has been a 100% Club Realtor with RE/MAX since 1992.

She is on the forefront of change both in terms of her technological expertise and her excellent customer service skills.

Servicing the largest Air Base in Canada, Kathy is very adept at handling relocations. No one will work harder to make your move as smooth as possible!

MLS REALTOR


Kathy Pilon, REALTORŪ, real estate agents and broker for Cold Lake Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

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