Cold Lake real estate and homes for sale in Alberta, residential, rural, military relocation - Kathy Pilon, REALTORS® Kathy Pilon REALTORS(r) for Cold Lake, Alberta real estate, residential, rural, military relocation - NUMBER1EXPERTS™ Kathy Pilon NUMBER1EXPERTS(tm) for Cold Lake, Alberta real estate, residential, rural, military relocation
View Contact Information for Kathy Pilon, Realtor(r) serving Cold Lake, AB in  Alberta, Canada > Pop-Up Window
Click to Email Kathy Pilon, REALTOR(r) serving Cold Lake, AB in  Alberta, Canada
Login
Site Map
Kathy Pilon, REALTORŪ, real estate agents and broker for Cold Lake Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out what sets us apart! Call us: (780)594-6788 or (866)812-7377


Find Out About the Latest Homes for Sale First!
Daily E-Mailed Updates of ALL NEW MLS Lisitngs on the Market that match your Criteria!
Find Out More >
View All Offers >


"Our Realtor makes deals happen..."
"...she really works for the buyer & seller."
C. Fenske & T. Armstrong
Read Quote >
View All Quotes >



Real Estate - Homes - NUMBER1EXPERTS Sell More!
Kathy Pilon are some of The Top Selling Real Estate Experts™
Find Out More >


Real Estate - Homes - NUMBER1EXPERTS Sell More!
Mortgage Prequalification: Cold Lake Alberta home buying, real estate listings, and homes for sale in  Alberta, Canada
Welcome > For Buyers > House Hunting Trip ...

Cold Lake Financial Institutions
CIBC
Lakeland Credit Union
ATB Financial
TD Canada Trust
Scotia Bank 


Do you want to use your RRSP's for a down payment? Here's how...
Canada Revenue Agency 

Home Buyers' Plan (HBP) 

Mortgage Loan Insurance
CMHC SCHL
GE Mortgage Insurance Canada
The Home You can Afford
Your Monthly Mortgage Payments
Working Out Your Other Costs
Mortgage Loan Insurance 

Industry Guide to CMHC Mortgage Loan Insurance
A quick reference of CMHC's Mortgage Loan Insurance products, using the emili underwriting system. 

To help you estimate the maximum amount of mortgage you can afford, and your monthly payments. 

FINDING DOWN PAYMENTS JUST GOT EASIER...
 

Click here to get the lowest mortgage rates in Canada.


CanadaMortgage.com      Today's Mortgage Rates

Tools and Calculators:

Amortization   Calculate and print off an amortization payment schedule for input mortgage terms.

Finance Your Purchase  Calculate and test mortgage financing options for your property purchase. High Ratio mortgages (less than 25% down payment) usually incur an insurance fee.

Mortgage Manager  Use this calculator for decisions to early renew, blend, or wrap a 2nd mortgage.

Schedule  Calculate and print off an amortization payment schedule for input mortgage terms.

Investment Planner  Use this calculator to test retirement options .... annual contributions vs. end of plan savings.

Buy Down  Compare an interest rate buydown with a Price Reduction. View the effect on housing affordability.

Affordability  A fast and easy tool to find out how much home you can afford. Change interest rates, fees, and income to test options.

Affordability Chart  Mouse over or click the Mortgage Amount to see applicable Monthly Payment and CMHC Insurance Fee for high-ratio mortgage.

Rent VS Own  Use this calculator to compare options for renting or buying a home. Shows the Break-Even annual increase in a home value.

Differential  Compare mortgages of different rates.

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Loan Info
Anticipated Down Payment:
Desired Loan Amount:
Total Monthly Income:
Total Monthly Debt Payment:

Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email Us With Confidence
Quick Response Guarantee >
We Guarantee Your Privacy >
Free & Without Obligation >


Real Estate Tips
Making An Offer >Creative Offers

Putting together an offer on a home is easy if the buyer has a lot of money, a terrific job and impeccable credit. Many buyers are not in that precise situation, however. And while sellers like to get their asking price, good listing agents prepare them for the possibility of receiving offers that involve some compromises.

Successful real estate agents know how to put together creative offers and do whatever it takes to make a transaction work. If a buyer is low on cash, the agent may structure an offer that shifts closing costs to the seller, minimizing the amount of cash that the buyer needs to close. A variation of a lease purchase arrangement might be effective if a buyer has recently changed jobs or is self-employed. Owner-financing for part of the loan can make a difference in some cases. If your agent brings you a complex offer designed to get a buyer into your home, don't say "no" until you understand the offer.

See All Tips In The "Making An Offer" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What famous Art Deco skyscraper is decorated with eagle hood ornaments, hubcaps and abstract images of cars?

A 
New York's Chrysler Building, designed by architect William Van Alen in 1930, was one of the first buildings composed of stainless steel over a large surface area.
See More Real Estate Trivia >



Get Our Latest Listings Before Anyone Else!
As soon as we list another home for sale, we'll email you. You'll know first.
Name:
Email:

Coming Soon
Find Out More >


Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need our eNewsletter.
Name:
Email:



Kathy Pilon, REALTORŪ, real estate agents and broker for Cold Lake Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathy Pilon, Broker
Realty Executives Cold Lake

Box 2069, 5308 50th Avenue
Cold Lake, Alberta
Canada T9M 1P5
780-594-6788 office
780-594-6556 fax
866-812-7377 toll free
realtyexecutives@worldpost.ca

Kathy recently became a broker and has opened her own real estate franchise with Realty Executives Cold Lake. Prior to this she has been a 100% Club Realtor with RE/MAX since 1992.

She is on the forefront of change both in terms of her technological expertise and her excellent customer service skills.

Servicing the largest Air Base in Canada, Kathy is very adept at handling relocations. No one will work harder to make your move as smooth as possible!

MLSREALTOR


Kathy Pilon, REALTORŪ, real estate agents and broker for Cold Lake Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

www.househuntingincoldlake.com is brought to you by Kathy Pilon
NUMBER1EXPERTS™ in real estate for Cold Lake, Alberta, residential, rural, military relocation

Read our Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge




USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.



This Cold Lake Alberta web site is brought to you by Kathy Pilon, REALTORŪ















Return to Top > residential, rural, military relocation