CanadaMortgage.com      Today's Mortgage Rates

Tools and Calculators:

Amortization   Calculate and print off an amortization payment schedule for input mortgage terms.

Finance Your Purchase  Calculate and test mortgage financing options for your property purchase. High Ratio mortgages (less than 25% down payment) usually incur an insurance fee.

Mortgage Manager  Use this calculator for decisions to early renew, blend, or wrap a 2nd mortgage.

Schedule  Calculate and print off an amortization payment schedule for input mortgage terms.

Investment Planner  Use this calculator to test retirement options .... annual contributions vs. end of plan savings.

Buy Down  Compare an interest rate buydown with a Price Reduction. View the effect on housing affordability.

Affordability  A fast and easy tool to find out how much home you can afford. Change interest rates, fees, and income to test options.

Affordability Chart  Mouse over or click the Mortgage Amount to see applicable Monthly Payment and CMHC Insurance Fee for high-ratio mortgage.

Rent VS Own  Use this calculator to compare options for renting or buying a home. Shows the Break-Even annual increase in a home value.

Differential  Compare mortgages of different rates.

Making An Offer >Creative Offers Putting together an offer on a home is easy if the buyer has a lot of money, a terrific job and impeccable credit. Many buyers are not in that precise situation, however. And while sellers like to get their asking price, good listing agents prepare them for the possibility of receiving offers that involve some compromises. Successful real estate agents know how to put together creative offers and do whatever it takes to make a transaction work. If a buyer is low on cash, the agent may structure an offer that shifts closing costs to the seller, minimizing the amount of cash that the buyer needs to close. A variation of a lease purchase arrangement might be effective if a buyer has recently changed jobs or is self-employed. Owner-financing for part of the loan can make a difference in some cases. If your agent brings you a complex offer designed to get a buyer into your home, don't say "no" until you understand the offer. See All Tips In The "Making An Offer" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What famous Art Deco skyscraper is decorated with eagle hood ornaments, hubcaps and abstract images of cars? A  New York's Chrysler Building, designed by architect William Van Alen in 1930, was one of the first buildings composed of stainless steel over a large surface area. See More Real Estate Trivia >

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